The biggest pain point I deal with is in many of my our third party services pushing updates that we here often don't enjoy or get much use out of. We would prefer if software could remain the same as when we bought it instead of forced server side updates being pushed.

Access to cheap capital. Capital costs(margin rates) have increased substantially over the past 36 months. Without access to low cost capital, expenses increase significantly. Consequently, returns decrease and in order to compensate, positive returns on capital must be that much greater.

I need the ability to find a work flow tool that’s open source and allows for significant customization for reporting and workflow. Our current workflow tool has too many roadblocks to achieving a high level of insight.